General terms of use

Participating in real estate crowdlending opportunities presented by Imvestlend involves a risk of partial or total loss of capital. Past performance is not a reliable indicator of future performance and presented returns are projections, not guarantees.

Opportunities are generally illiquid and there is no organized secondary market. The platform does not hold a FINMA authorization and is not subject to prudential supervision. Before participating, read the full Disclaimer, these Terms of Use and the contractual documentation specific to each opportunity.

The website is operated by S2I (Swiss Innovative Investment) SA, Voie du Chariot 3, 1003 Lausanne, Switzerland. Email: info@imvestlend.ch. Phone: +41 21 311 40 40.

Imvestlend is the commercial brand operated by S2I for real estate crowdlending activities. Gillian Nespolo is registered in the ARIF client advisor register under number 4038 and the competent mediation body is FINSOM.

The Company does not hold a FINMA authorization and is not subject to FINMA prudential supervision. Presented opportunities are not banking products and funds are not protected by a deposit guarantee scheme.

• Website: imvestlend.ch and its subdomains.
• Company / Imvestlend: S2I (Swiss Innovative Investment) SA, operator of the Imvestlend brand.
• User: any natural or legal person accessing the website.
• Investor or lender: any user who has completed identification procédures and participates in an opportunity.
• Opportunity / Project: any real estate financing project presented or referenced on the website, generally structured as a loan to a project company.
• Contractual documentation: legal documents specific to each opportunity, including term sheets, loan agreements, KYC/AML documents and special conditions.

The website presents the Company, its approach and real estate crowdlending opportunities, and provides editorial tools for informational and educational purposes.

Published content is provided for informational and commercial purposes only. It does not constitute legal, tax or personalized investment advice, a public offer, or independent financial research.

Each opportunity is governed by its contractual documentation, which prevails in case of discrepancy with website content.

These Terms of Use are governed by Swiss law. Any dispute relating to their interpretation or performance is subject to the ordinary courts of the Canton of Vaud in Lausanne, subject to mandatory consumer protection rules.